If your monthly phone or internet bill feels like it’s eating too much of your budget, cashback apps can help you reclaim some of that money. By strategically using platforms like Fluz, Rakuten, and Ibotta, you can earn rewards simply by paying your telecom providers the way you already do—no extra subscriptions or complicated processes required.
Buy Gift Cards for Instant Rewards
One of the fastest ways to save is to earn cashback with a Verizon gift card, earn cashback with an AT&T gift card, or earn cashback with a T-Mobile gift card through Fluz. You purchase the gift card for the exact amount of your bill and then apply it to your account. The cashback you earn is essentially a discount on your telecom costs, and it’s instant—no waiting months for points to process.
Stack with Loyalty and Referral Bonuses
Many cashback apps offer additional bonuses for referring friends or hitting certain spending milestones. Combine these with your provider’s loyalty discounts or promotional offers to increase your savings. For example, if your carrier gives you a $10 discount for autopay, and you pay with a discounted gift card from a cashback app, you’re stacking multiple benefits.
Use Credit Card Rewards as a Booster
If your credit card offers rewards for digital wallet purchases or online transactions, you can add another layer to your savings. Pay for your gift card through a cashback app using your rewards credit card, and you’ll earn points or miles in addition to the cashback from the app.
Apply to Both Mobile and Internet Bills
Cashback strategies aren’t limited to mobile carriers. Many internet service providers also accept prepaid account payments via gift cards or bill pay options. Check with your ISP to see if you can prepay using a gift card purchased through a cashback app for additional rewards.
Track Your Savings
Keep a simple spreadsheet or notes app entry to track your monthly bill amount, cashback earned, and any bonus rewards you collect. This helps you see exactly how much money you’re saving and motivates you to keep the habit going.
By integrating cashback apps into your monthly bill payments, you’re not just paying your telecom expenses—you’re turning them into an opportunity to save.
